Benefits of your credit cards

Many times, when we take out a credit card, we choose them for the discounts they will give us in certain stores. Perhaps also for the miles that we will accumulate with purchases or things that we can exchange with the points.

But these are not the only benefits of your cards. In fact, if you read the fine print of your contract well, you will discover many more things. If you didn’t have time to read it all, here I tell you!

Extended warranty

Extended warranty

This is a benefit that not all credit cards have. With the extended warranty you no longer only have the year that the manufacturer gives you to send a review of what was purchased, in case of damage.

Thanks to it you can even change the product for a better added difference, in addition to usually covering problems that go beyond the technical aspect.

Purchase insurance

Purchase insurance

On Visa, for example, it is called “Purchase Protection” and allows you to safeguard the items you buy in case they are stolen or damaged by accidents.

It is valid for the first 45 days after the product is purchased. A benefit that undoubtedly suits you, especially if you do not want to pay debts for an object that was damaged or stolen soon.

Payments for delays

Payments for delays

A benefit that especially those who use travel will appreciate. And if your flight is delayed, so you have to spend more time at the airport, the expenses you generate will be returned to you by your bank.

As you can see there are more benefits to having a credit card. Many of them can be used by you even to save or secure the purchases you make with them. It is important that you investigate more about the credit cards you are going to acquire. A little financial education about it will help you get the most out of it.

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